Covering your lifestyle; safeguarding your legacy
When your achievements, wealth and status put you at a greater level of risk exposure, you need coverage and service that go beyond what a standard insurance policy can provide.
Personal risk assessment
Our approach to identifying, evaluating, and managing risk can give you a complete view of your coverage needs and a detailed plan for closing any gaps.
A higher level of service
Through a dedicated insurance specialist, we’ll help you evaluate risks through a holistic view of your wealth, assets, and possessions. Next, we’ll create a customized plan and provide you with ongoing support through proactive calls and emails.
Exceptional claims experience
If you have a claim, it will be resolved quickly and efficiently. Day or night, you’ll have access to industry-leading service and expertise.
INSURING YOUR HOME
More than just an asset
Your home is a showcase of your successes, interests, passions and memories. Protect what you’ve achieved with enhanced features that go beyond a standard insurance policy:
- Reimbursement of additional living expenses incurred, such as moving expenses, if you’re ever displaced due to a claim—so that your household can maintain its lifestyle
- Worldwide liability protection while travelling
- Coverage for state-of-the-art security systems, home theatres, climate-controlled wine storage, pool equipment and more
- Comprehensive water damage protection
INSURING YOUR VEHICLES
Keeping you moving, no matter what
Whether you view cars with passion or simple practicality in mind, your vehicles are an essential part of your lifestyle.
If you experience a collision or theft, we’ll help minimize the interruption to your daily life. Benefits may include:
- A premium courtesy vehicle while your car is being repaired after a covered claim
- Recommendations for a repair facility based on your needs and preferences
- Protection from insurance premiums increasing due to your first at-fault accident
INSURING YOUR COLLECTIONS
Protecting your valuables
From jewelry to wine collections, art, collectibles and more—Private Insurance coverage ensures the things you treasure most are treated as such.
- Individually tailored and highly flexible coverage and reimbursement options
- Newly acquired jewelry and most other valuables and collectibles are automatically covered up to 90 days from the date of purchase, even if their value hasn’t been assessed yet1
- Protection for your items may include breakage, chipping and spoilage
- No deductible
INSURING YOUR RECREATIONAL VEHICLES AND PROPERTIES
Protect your passions
Whatever it is you love, you’ve worked hard to give yourself the time and freedom to enjoy it.
- Coverage can include antique cars, watercrafts, motorhomes, and so much more
- Market-leading coverage for collector vehicles is offered through a referral to Hagerty Canada2
- Comprehensive coverage for your seasonal property or cottage to give you peace of mind both when you’re onsite enjoying it and when you’re away
UMBRELLA LIABILITY INSURANCE
Protecting your family wealth and assets
What you’ve achieved puts you at a different level of risk exposure. Through RBC Private Insurance, your public and professional profile, wealth, and family are protected.
- Financial protection if a claim is made against you
- Extensive household lifestyle protection in the event of home invasion, carjacking, stalking, or kidnapping
- Protection from certain types of liability risks associated with the employment of household employees, such as a nanny, housekeeper, or dog-walker
- Insurance for rental cars when travelling
Claims made easy
Your claims will be handled quickly and seamlessly with white glove service that caters to your distinct lifestyle—down to the smallest detail.
Dedicated Claims Experts are available 24 hours a day to assist you.1-844-398-1910
How to get started
At the initial consultation, you will share what is important to you, and the Private Client Insurance Specialist will conduct a comprehensive assessment of your needs.
A customized solution, designed by specialists with knowledge and expertise in protecting your unique lifestyle, wealth, and assets, will be presented and discussed with you.